In addition to individual policies, eight local governments: Zhongmou County, Xinmishi, and the six districts of Jinshui, Zhongyuan, Guancheng, Gaoxin, Jingkai and Xingyang have bought social security insurance policies for residents. However, the rainfall was heavier in Zhengzhou area, and a change in the motor regulation effective on September 19, 2020, has added protection to flood damage to the engine as a standard coverage, instead of an add-on loss cause that required extra premiums. The 2012 July 21 floods in Beijing and its surrounding areas share a similarity with this Zhengzhou event with their large number of motor claims. Source: Henan Banking and Insurance Regulatory Commission (as of July 23). Number of Claims and Losses by Line of Business. Many submerged areas resulted in loss of utilities, including access to electricity, water, gas, and internet.Įstimated direct economic loss is on the order of RMB 88.5 billion. No injury has been reported, as people were evacuated earlier due to the wall collapse. A factory wall also collapsed in Zhenquhecun, and water reacted with high temperature metals resulting in explosions in an aluminum factory. Eight people were sent to hospitals for observation. The damage survey is still underway.įlood water got into contact with calcium carbide and caused a large explosion in Wugangshi on July 21, with three burn victims. The Jingguang Tunnel was completely flooded with many cars trapped inside. Line 5 of the subway train with about 500 passengers was submerged between Shakoulu and Haitanshi station, resulting in 14 deaths. The hospital suffered significant loss of medical equipment in the basement and ground floor. One of the country’s largest hospitals, Zhengzhou University No.1 Affiliated Hospital, was heavily flooded and lost electricity, necessitating transfer of patients to upper floors and other hospitals.
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